Financial Disclaimer

Financial Disclaimer

Last Updated: January 2025

Not Financial Advice

Coast FIRE Calculator provides tools and information for educational purposes only. The content on this website, including calculators, articles, and resources, is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other type of advice.

No Professional Relationship

Use of our calculators and tools does not create a professional relationship between you and Coast FIRE Calculator. We are not your financial advisor, accountant, or attorney, and the information provided should not be relied upon as such.

Calculation Limitations

Our calculators are based on mathematical formulas and assumptions that may not reflect your actual financial situation. Results are estimates only and should not be considered guaranteed outcomes. Factors that may affect actual results include:

• Market volatility and economic conditions
• Changes in tax laws and regulations
• Inflation rates different from assumptions
• Personal circumstances and life changes
• Investment performance variations

Investment Risks

All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. Market conditions, economic factors, and individual circumstances can significantly impact investment outcomes.

Seek Professional Advice

Before making any financial decisions, we strongly recommend consulting with qualified professionals, including:

• Certified Financial Planners (CFP)
• Registered Investment Advisors (RIA)
• Tax professionals and CPAs
• Estate planning attorneys

Accuracy and Updates

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the accuracy, completeness, or suitability of the information provided. Tax laws, regulations, and financial markets change frequently.

Personal Responsibility

You are solely responsible for your financial decisions. Any actions you take based on information from Coast FIRE Calculator are at your own risk. We encourage you to:

• Verify all calculations independently
• Consider your unique financial situation
• Understand the assumptions used in calculations
• Regularly review and update your financial plans

No Guarantees

We make no guarantees about the accuracy of calculations, the achievement of financial goals, or investment performance. Financial planning involves uncertainty, and actual results may vary significantly from projections.

Regulatory Compliance

Coast FIRE Calculator is not a registered investment advisor, broker-dealer, or financial institution. We do not provide personalized investment recommendations or manage client assets.

Limitation of Liability

Coast FIRE Calculator, its owners, employees, and affiliates shall not be liable for any financial losses, damages, or adverse consequences resulting from the use of our tools, calculators, or information.